Terms & Fees

Here you can find all the terms and conditions for using your Direct Express® card, as well as a breakdown of the fees associated with using it. Terms and fees differ depending on who issued your card. Fifth Third Bank cards have text on the back that reads, "This card is issued by Fifth Third Bank." Comerica Bank cards have the Comerica logo on the front.

Fifth Third Bank Terms & Fees

Comerica Bank Terms & Fees

Comerica Terms & Fees

Cardholder Fees

Service	Fee
Purchases at U.S. merchant locations	Free
Cash-back with purchase	Free
Automatic deposit notification*	Free
Automatic low balance notification*	Free
Web account access	Free
ATM balance inquiry	Free
ATM denial	Free
Customer service calls	Free
Cash from bank tellers	Free
Card replacement—one per year	Free
Mobile application—manage your Direct Express^® account; convenient and secure (for Android and Apple devices)	Free
ATM cash withdrawal in the U.S. including the District of Columbia, Guam, Puerto Rico, and U.S. Virgin Islands (surcharge by ATM owner may apply)	One (1) free withdrawal with each deposit to your card account**

*The cardholder can request this service any time after receiving the debit card.
**For each federal government deposit to your card account, Direct Express^® will waive the fee for one ATM cash withdrawal in the U.S. The fee waiver earned for that deposit expires on the last day of the following month in which the deposit was credited to the card account.

Service	Fee
ATM cash withdrawal in the U.S. including the District of Columbia, Guam, Puerto Rico, and U.S. Virgin Islands (after free transactions are used ba surcharge by ATM owner may apply) $0.85 each withdrawal (after free transactions are used)	$0.85 each withdrawal (after free transactions are used)
Direct Express Cash Access	$0.85 per transaction ***
Monthly paper statement mailed to you	$0.75 each month
Funds transfer to a personal U.S. bank account	$1.50 each time
Card Replacement	$4.00 after one (1) free each year
Expedited delivery of replacement card	$13.50 each time
ATM cash withdrawal outside of the U.S. - Surcharge by ATM owner may apply	$3.00 plus 3% of amount withdrawn
Purchases at merchant locations outside of the U.S.	3% of purchase amount

***Available at the Walmart Money Services or Walmart customer service desk for stores located in the U.S. No additional Walmart fees apply. Additional authorized retailers may be offered in the future.

Terms of Use

View and download the terms and conditions under which the Direct Express^® Mastercard^® Prepaid Debit Card has been issued to you by Comerica Bank.

Download PDF

Terms & Fees

Comerica Terms & Fees

Cardholder Fees

Free Services

Fee-Based Services

Terms of Use